kiban

Simplified and secure bureau reporting

Automate sending reports to credit bureaus ensuring regulatory compliance and improving data quality.

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Bureau Reporting

Report status

100% compliance

Reports sent

328

Validations

100%

Key Features

Legal and regulatory compliance in one place. We handle all legal and administrative tasks associated with bureau usage.

Monthly and partial reports

Database development and maintenance, as well as partial reports according to bureau formats.

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  • Monthly database preparation

    Delivery of the database at the end of each month to comply with the delivery of the entire portfolio

  • Delivery to both bureaus

    For the same cost, we deliver your database to both bureaus

  • Individuals and Companies

    Credits for both individuals and companies are delivered

Legal and regulatory compliance

We help you comply with the obligations set by the Law to Regulate Credit Information Companies and with the bureaus.

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  • Outdated accounts management

    We manage accounts that have not been correctly updated on a monthly basis

  • Purged accounts management

    Deleted accounts should not be delivered again. We ensure this doesn't happen

  • Partial database delivery

    We make weekly deliveries of payments made

  • Annex registration and removal

    Need to authorize or remove privileges from a collaborator: we accompany you in the process to avoid setbacks

  • Authorization audit

    Credit report queries must have client authorization. We submit audits to bureaus for legal compliance

  • CSV data extraction

    Want to have your database in a digestible format, we deliver it in .csv

  • Claim response

    We monitor and respond to all your customers' claims

  • Online modifications

    We make credit modifications online, whether for a payment negotiation or an error in the database

  • Access renewal

    User passwords expire: we update them so they never run out of query service

Bureau contracting

We contract bureau services and follow up so you can start consulting and reporting without setbacks.

Benefits you'll get

Optimize your bureau reporting process and ensure regulatory compliance.

Regulatory compliance

Ensure compliance with current regulations for reporting to credit bureaus, avoiding sanctions and fines for non-compliance in deadlines and information sending formats.

Time savings

Drastically reduce the time dedicated to preparing and sending reports to credit bureaus, allowing your team to focus their efforts on higher-value activities for the business.

Greater accuracy

Improve the quality and accuracy of reported information, reducing errors and customer complaints related to incorrect information in credit bureaus.

SIC Law compliance

Ensure strict compliance with Article 20 of the Law to Regulate Credit Information Companies, which establishes the obligations of credit grantors to report accurate, complete and updated information monthly to authorized SICs.

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Use cases

Discover how different sectors benefit from our bureau reporting solution.

Financial companies

Financial institutions that need to report large volumes of credits to bureaus monthly, saving time and ensuring regulatory compliance with automated reports and pre-submission validations.

Fintechs and startups

Emerging companies that offer digital credits and need a scalable solution to comply with their reporting obligations as credit-granting entities, without the need to develop complex systems.

B2B companies with credit

Companies that offer payment terms to their business customers and want to report this information to bureaus to build more complete commercial credit histories and improve their credit decisions.

Companies with frequent audits

Organizations subject to regular audits that need to demonstrate compliance with credit reporting regulations, maintaining complete records of all reports sent and responses received.

Power your credit decisions today

Join leading companies in Mexico that are already leveraging kiban technology to optimize their B2B credit processes.

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